Moving Home?

Let Us Arrange Your Mortgage

A new home brings new choices around your mortgage. We’re here to help you understand them and make the right one.


Your home/property may be repossessed if you do not keep up repayments on your mortgage.

Moving Home?

New Home, New Mortgage?


For whatever reason you are looking to move, My Choice Mortgage is here to help.


If you are looking to move, you may be able to transfer your existing mortgage to your new home (known as porting), or it might make more sense to arrange a completely new deal. Either way our expert advisers can help you understand your options and make sure your mortgage fits your new circumstances.


Lower deposit requirements

Buy your next home with as little as 5% deposit.

Porting your Mortgage

You may have the option to take your mortgage rate with you preventing the need to pay early repayment charges.

Support when you need it

From applying for your mortgage through to you collecting the keys, we are here to help.

A comprehensive look at new deals

New Home, New Mortgage. Let us find the right deal for you.

Our Home Mover Mortgage Process

Initial Consultation & Affordability Check

We assess your financial situation and explain how much you can safely borrow.

Mortgage Search & Recommendation

We compare lenders and mortgage types to find the best first-time buyer deal for you.

Application & Documentation Support

We prepare and submit everything needed for your mortgage application.

Offer, Legal Work & Final Approval

We coordinate with your solicitor and lender until your mortgage offer is confirmed.

Ready to Start?

Moving Home FAQs

Do I need a Solicitor?

Yes. You will need a solicitor or conveyancer to oversee the sale and purchase.

Can I transfer my current mortgage deal?

This is called porting and may be an option depending on your lender and conditions of your current deal. If you are able to port, you will still need to complete the standard application process.

Do I need to pay Stamp Duty again?

 Stamp duty is paid on all transactions over £125,000 (data correct January 2026)

Get Expert Mortgage Advice Today

Let’s have a quick chat. No pressure, just honest guidance.

Ready to Explore Your Mortgage Options?

Let’s find out if you’re eligible and match you with the best mortgage deals available.