Mortgage Brokers in Stubbington

HONEST ADVICE. MADE SIMPLE.

Looking for mortgage advice in Stubbington? Whether you're buying your first home, moving to a larger property, remortgaging or investing in buy-to-let, we're here to help you find the right mortgage for your circumstances.

Based nearby in Fareham, My Choice Mortgage helps buyers and homeowners throughout Stubbington, Crofton, Hill Head, Lee-on-the-Solent and the surrounding areas. With access to a comprehensive range of lenders and over 20 years of experience, we'll help you understand your options and make your next move with confidence.

Get Expert Mortgage Advice Today

Let’s have a quick chat. No pressure, just honest guidance.

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A red icon showing a house and a coin with a circular arrow, labeled "Remortgage" in red text.
Red icon of three houses increasing in size with an upward arrow, next to the text "Buy To Let Mortgages".
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An icon of a house with a dollar sign symbol, next to the text "First Time Buyer Mortgages."
A red icon showing a house and a coin with a circular arrow, labeled "Remortgage" in red text.
Red icon of three houses increasing in size with an upward arrow, next to the text "Buy To Let Mortgages".

Stubbington Mortgage Advice That Puts You First


Buying a property or arranging a mortgage is a big financial decision, but getting the right advice shouldn't be complicated.


Whether you're buying your first home in Stubbington, moving to a larger family home in Crofton or Hill Head or reviewing the mortgage on a property you've owned for years, we'll take the time to understand what you need.


Our experienced mortgage advisers can explain how much you may be able to borrow, compare suitable mortgage products and guide you through the application process.


We'll also deal with lenders and help keep things moving with estate agents and solicitors, making the whole process as straightforward as possible.

Not sure what you need?

An icon of a house with a dollar sign symbol, next to the text "First Time Buyer Mortgages."
A red icon showing a house and a coin with a circular arrow, labeled "Remortgage" in red text.
Red icon of three houses increasing in size with an upward arrow, next to the text "Buy To Let Mortgages".
Red icon of a house containing a sharing symbol and two figures next to the text "Shared Ownership".

Why Choose My Choice Mortgage?


Our advisers have over 20 years of experience helping people across Hampshire with their mortgages. We believe in making mortgage advice simple, personal and focused on what's right for you.

Experienced mortgage advice
From first-time buyers to experienced landlords, we've helped clients with a wide variety of property purchases, remortgages and financial circumstances.

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Access to a Comprehensive View of Lenders
We can compare mortgages from a wide range of lenders, including products and options that may not be available directly to customers.

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Personal Support from Start to Finish
You'll have an adviser on hand to explain your options, answer questions and guide you through the process, from your first conversation to completion.

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Keeping Pace With the Market
Mortgage products and lender criteria can change quickly. We'll keep an eye on suitable options as your application progresses and discuss any changes that could benefit you.

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Local, Friendly Mortgage Advisers
We're based nearby in Fareham and regularly help clients across Stubbington and the surrounding area. You can speak to us in person, over the phone or online.

Buying a home in Stubbington

Stubbington is a village in the Fareham borough, between Fareham, Titchfield and Lee-on-the-Solent. Over the years it has grown to take in neighbouring Crofton and the coastal area of Hill Head, and today it offers a mix of established family homes, bungalows, newer builds and properties close to the Solent shoreline.

That variety can bring different mortgage considerations. First-time buyers, families moving up the ladder and downsizers often have very different needs, and some properties can raise questions for lenders around construction type, condition or location. Getting advice early, ideally before you make an offer, can help avoid surprises later in the process.

My Choice Mortgage is based nearby in Fareham. Whether you're buying your first property in Stubbington, moving to a larger family home or remortgaging somewhere you already own, we can help you understand your borrowing options and find a suitable mortgage for your circumstances.

Colourful beach huts at Hill Head, Stubbington
Beach huts at Hill Head. Photo: David Martin / Geograph Britain and Ireland, licensed under CC BY-SA 2.0.

How do local property prices compare?

Stubbington is part of the Fareham borough. In August 2026 the average property price across the borough was approximately £334,000, according to the Office for National Statistics, and first-time buyers paid an average of around £264,000.

These are borough-wide averages rather than figures specifically for Stubbington, and actual prices vary considerably depending on the property, its condition and its location. Understanding your borrowing capacity before you start your search can make a real difference.

Source: Office for National Statistics / UK House Price Index, August 2026. Figures are provisional and may be revised.

Well connected for Fareham, Gosport and the M27

Since the Stubbington Bypass (Daedalus Way) opened in 2022, getting between Stubbington, Fareham and Gosport has become easier, with a link through to the A27 at Titchfield. Junction 9 of the M27 is a short drive away, and Fareham railway station offers services towards Southampton, Portsmouth and London.

The village centre has shops and everyday services, Crofton School and several primary schools are close by, and the Solent Enterprise Zone at Daedalus is a growing local employer. Hill Head beach and Titchfield Haven National Nature Reserve are on the doorstep.

This combination of village life, coastal surroundings and good road links makes Stubbington a popular choice for families, downsizers and people working across the Fareham and Gosport area.

Already Spoken to Another Mortgage Adviser?

Need a Second Opinion?


It never hurts to get another perspective, particularly when you're making a decision as important as your mortgage.


If you've already spoken to your bank, received a mortgage recommendation or started an application elsewhere, we're happy to review your circumstances and see whether there are other suitable options worth considering.



With access to a comprehensive range of lenders, we may be able to identify alternative products or lending criteria that better suit your needs.


We'll explain what we find clearly, so you can decide what works best for you without pressure or obligation.


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Real Stories. Real Results.

See Why Clients Love Working With Us

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“My Choice Mortgage did a great job in sourcing a mortgage for me and were very friendly and knowledgeable. Kept me informed regularly as well. Would highly recommend!”

Mr Gold - June 2023

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“Sam is very professional and friendly. As we were first time buyers, Sam explained the best options for us and made the process easy and stress free right through to completion. I would recommend Sam at My Choice Mortgage to anyone needing mortgage advice.”

​Miss Abery - December 2022

A small family sits together on a grey sofa in a bright room, looking toward each other and smiling.

“Would never go anywhere else! Come back for remortgage every time. Can always count on Sam to put your needs first and match you to the best price!”

​Mrs Siou - September 2021


  Mortgage Broker Stubbington FAQs


  • Do you offer mortgage advice in Stubbington?

    Yes. My Choice Mortgage is based in Fareham and provides mortgage advice to buyers, homeowners and landlords across Stubbington, Crofton, Hill Head, Lee-on-the-Solent and the surrounding areas.


    We can help with first-time buyer mortgages, moving home, remortgaging and buy-to-let.

  • Do I need to visit your office to get mortgage advice?

    No. You can arrange mortgage advice over the phone or online, whichever is more convenient for you.


    If you'd prefer to meet face-to-face, we also offer appointments at our Fareham office.

  • Can you help first-time buyers in Stubbington?

    Absolutely. We can explain how much you might be able to borrow, how much deposit you'll need and which mortgage options could be suitable.


    We'll guide you through the process, including arranging an Agreement in Principle and submitting your mortgage application.

  • Can you help if I'm downsizing?

    Yes. If you're moving to a smaller home or a bungalow and still need a mortgage, we can explain how lenders look at affordability, the mortgage term and your income in later life, and compare suitable options.


    Getting advice before you put your current home on the market can help you plan your move with more confidence.

  • Can you help me remortgage my Stubbington property?

    Yes. Whether your fixed-rate mortgage is coming to an end or you simply want to review your current arrangements, we can compare suitable options and help you understand the potential benefits and costs of changing deals.

  • Can I get a mortgage if I'm self-employed?

    Potentially, yes. Different lenders assess self-employed income in different ways, and requirements can vary depending on how long you've been trading and the evidence of earnings available.


    We can review your circumstances and help identify lenders whose criteria may suit your situation.

  • What other areas near Stubbington do you cover?

    Alongside Stubbington, we regularly help buyers and homeowners across Locks Heath, Crofton, Hill Head, Lee-on-the-Solent, Titchfield, Fareham and Portchester.


    We also provide mortgage advice throughout Hampshire, either in person or remotely.

  • Why should I use a mortgage broker rather than going directly to a bank?

    A bank generally offers its own mortgage products, whereas a mortgage broker can compare options from a wider range of lenders.


    This can be particularly useful if you're self-employed, buying an unusual property, working with a smaller deposit or simply want to compare your options before making a decision.

Latest Insights & Expert Advice

Stay informed with the latest updates, tips, and guides from our mortgage experts. Whether you’re buying your first home, remortgaging, or looking to protect your family’s future — we’re here to help you make confident decisions.


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Ready to Speak to a Mortgage Broker in Stubbington?


Whether you're buying your first home, moving to Stubbington or looking for a better mortgage deal, our team is here to help.

We'll take the time to understand what you need, explain your options clearly and guide you through the process without unnecessary jargon or pressure.